1 エグゼクティブ・サマリー
2 序文
2.1 概要
2.2 ステークホルダー
2.3 調査範囲
2.4 調査方法
2.4.1 データマイニング
2.4.2 データ分析
2.4.3 データの検証
2.4.4 リサーチアプローチ
2.5 リサーチソース
2.5.1 一次調査ソース
2.5.2 セカンダリーリサーチソース
2.5.3 前提条件
3 市場動向分析
3.1 はじめに
3.2 推進要因
3.3 抑制要因
3.4 機会
3.5 脅威
3.6 技術分析
3.7 アプリケーション分析
3.8 エンドユーザー分析
3.9 新興市場
3.10 Covid-19の影響
4 ポーターズファイブフォース分析
4.1 供給者の交渉力
4.2 買い手の交渉力
4.3 代替品の脅威
4.4 新規参入の脅威
4.5 競争上のライバル
5 車載決済システムの世界市場（決済種類別
5.1 はじめに
5.2 非接触決済
5.3 モバイル決済
5.4 車載決済システム
5.5 その他の決済タイプ
6 車載決済システムの世界市場、車種別
6.1 はじめに
6.2 乗用車
6.3 商用車
6.4 電気自動車
6.5 高級車
7 車載決済システムの世界市場、技術別
7.1 はじめに
7.2 ニアフィールドコミュニケーション（NFC）
7.3 ブルートゥース
7.4 組み込みSIM（eSIM）
7.5 RFID（無線周波数識別）
7.6 QRコード
7.7 その他の技術
8 車載決済システムの世界市場、用途別
8.1 はじめに
8.2 燃料決済
8.3 料金支払い
8.4 駐車場支払い
8.5 ドライブスルー決済
8.6 レンタカー支払い
8.7 その他のアプリケーション
9 世界の車載決済システム市場、エンドユーザー別
9.1 はじめに
9.2 個人消費者
9.3 フリート事業者
9.4 レンタカー会社
9.5 タクシーサービス
9.6 その他のエンドユーザー
10 車載決済システムの世界市場：地域別
10.1 はじめに
10.2 北アメリカ
10.2.1 アメリカ
10.2.2 カナダ
10.2.3 メキシコ
10.3 ヨーロッパ
10.3.1 ドイツ
10.3.2 イギリス
10.3.3 イタリア
10.3.4 フランス
10.3.5 スペイン
10.3.6 その他のヨーロッパ
10.4 アジア太平洋
10.4.1 日本
10.4.2 中国
10.4.3 インド
10.4.4 オーストラリア
10.4.5 ニュージーランド
10.4.6 韓国
10.4.7 その他のアジア太平洋地域
10.5 南アメリカ
10.5.1 アルゼンチン
10.5.2 ブラジル
10.5.3 チリ
10.5.4 その他の南アメリカ地域
10.6 中東/アフリカ
10.6.1 サウジアラビア
10.6.2 アラブ首長国連邦
10.6.3 カタール
10.6.4 南アフリカ
10.6.5 その他の中東/アフリカ地域
11 主要開発
11.1 契約、パートナーシップ、提携、合弁事業
11.2 買収と合併
11.3 新製品上市
11.4 事業拡大
11.5 その他の主要戦略
12 企業プロフィール
12.1 BMW Group
12.2 Ford Motor Company
12.3 General Motors
12.4 Honda Motor Co., Ltd.
12.5 Hyundai Motor Group
12.6 Jaguar Land Rover Automotive plc
12.7 Volkswagen AG
12.8 Mercedes-Benz
12.9 Toyota Motor Corporation
12.10 Nissan Motor Co., Ltd.
12.11 Apple Inc.
12.12 Mastercard
12.13 Shell plc
12.14 Visa
12.15 PayPal
12.16 Qualcomm Technologies, Inc.
12.17 NVIDIA Corporation
12.18 Continental AG
12.19 Infineon Technologies AG
12.20 Alpine Electronics, Inc.
表一覧
表1 車載決済システムの世界市場展望、地域別（2022-2030年） （$MN）
表2 車載決済システムの世界市場展望、決済種類別（2022-2030年） （$MN）
表3 車載決済システムの世界市場展望：非接触決済別（2022-2030年） （$MN）
表4 車載決済システムの世界市場展望：モバイル決済別（2022-2030年） （$MN）
表5 車載決済システムの世界市場展望：車載決済システム別（2022-2030年） （$MN）
表6 車載決済システムの世界市場展望、その他の決済種類別（2022-2030年） （$MN）
表7 車載決済システムの世界市場展望、車両種類別（2022-2030年） （$MN）
表8 車載決済システムの世界市場展望：乗用車別（2022-2030年） （$MN）
表9 車載決済システムの世界市場展望：商用車別（2022-2030年） （$MN）
表10 車載決済システムの世界市場展望：電気自動車別（2022-2030年） （$MN）
表11 車載決済システムの世界市場展望：高級車別（2022-2030年） （$MN）
表12 車載決済システムの世界市場展望：技術別（2022-2030年） （$MN）
表13 車載決済システムの世界市場展望：近距離無線通信（NFC）別（2022-2030年） （$MN）
表14 車載決済システムの世界市場展望：Bluetooth別（2022-2030年） （$MN）
表15 車載決済システムの世界市場展望：組み込みSIM（eSIM）別 （2022-2030） （$MN）
表16 車載決済システムの世界市場展望：RFID（Radio Frequency Identification）別（2022-2030年） （$MN）
表17 車載決済システムの世界市場展望：QRコード別（2022-2030年） （$MN）
表18 車載決済システムの世界市場展望、その他の技術別 （2022-2030） （$MN）
表19 車載決済システムの世界市場展望：用途別（2022-2030年） （$MN）
表20 車載決済システムの世界市場展望：燃料決済別（2022-2030年） （$MN）
表21 車載決済システムの世界市場展望、料金支払い別 （2022-2030） （$MN）
表22 車載決済システムの世界市場展望：駐車場支払い（2022-2030年） （$MN）
表23 車載決済システムの世界市場展望：ドライブスルー決済別（2022-2030年） （$MN）
表24 車載決済システムの世界市場展望：レンタカー決済別（2022-2030年） （$MN）
表25 車載決済システムの世界市場展望、その他の用途別 （2022-2030） （$MN）
表26 車載決済システムの世界市場展望：エンドユーザー別 （2022-2030） （$MN）
表27 車載決済システムの世界市場展望：個人消費者別（2022-2030年） （$MN）
表28 車載決済システムの世界市場展望：フリート事業者別（2022-2030年） （$MN）
表29 車載決済システムの世界市場展望：レンタカー会社別 （2022-2030） （$MN）
表30 車載決済システムの世界市場展望：タクシーサービス別（2022-2030年） （$MN）
表31 車載決済システムの世界市場展望：その他のエンドユーザー別 （2022-2030） （$MN）
注）北アメリカ、ヨーロッパ、APAC、南アメリカ、中東/アフリカ地域の表も上記と同様に表記しています。
According to the data published by infopulse, 47.2% of the daily commuters were found using connectivity applications at a gas station.
Market Dynamics:
Driver:
Rising adoption of connected and autonomous vehicles
The rising adoption of connected and autonomous vehicles is significantly influencing the market. As vehicles become more integrated with technology, they can exchange data with external systems, enabling seamless payment transactions for services like fuel, parking, and tolls directly from the vehicle's dashboard. This trend is supported by major automotive brands investing in connected car payment technologies, enhancing user convenience and driving demand for in-car payment solutions.
Restraint:
Cybersecurity concerns
Cybersecurity concerns significantly hinder the adoption of in-vehicle payment systems, as they create apprehensions about the safety of sensitive financial data. The integration of payment functionalities into vehicles introduces potential vulnerabilities that cybercriminals could exploit, leading to risks such as data breaches and unauthorized access to personal information. This heightened awareness of security threats prompts consumers and industry players to exercise caution, ultimately slowing the acceptance and implementation of these systems.
Opportunity:
Growing traffic congestion
As urban areas become increasingly congested, drivers seek efficient solutions to minimize delays and enhance convenience. In-vehicle payment systems enable seamless transactions for tolls, parking, and fuel without requiring drivers to exit their vehicles, thereby reducing time spent in queues and contributing to smoother traffic flow. This demand for efficiency aligns with advancements in connected vehicle technologies, making in-vehicle payment solutions an attractive option for modern drivers navigating congested environments.
Threat:
High costs of implementation
Developing the necessary hardware, software, and infrastructure to enable secure in-car payments requires significant investments from automakers and payment providers. The costs of integrating payment processing capabilities into vehicle infotainment systems and ensuring compatibility with various payment networks can be prohibitive, especially for smaller players. These high upfront costs may slow down the adoption of in-vehicle payment services and limit the number of vehicles equipped with the technology.
Covid-19 Impact:
The COVID-19 pandemic significantly accelerated the adoption of In-Vehicle Payment Systems as contactless transactions became crucial for safety and hygiene. With a growing emphasis on reducing physical contact, the demand for seamless, touch-free payment solutions surged. This shift in consumer behavior and the increased use of digital payment technologies spurred growth in the market. Additionally, the pandemic highlighted the need for more integrated, efficient payment systems within vehicles, driving innovation and investment in this sector.
The contactless payment segment is expected to be the largest during the forecast period
The contactless payment is expected to be the largest during the forecast period. This technology allows payments to be made via Near Field Communication (NFC), Bluetooth, or RFID, enabling seamless purchases for services like fuel, parking, and tolls. The convenience and safety provided by contactless payment have driven its widespread adoption, as consumers increasingly prefer touch-free transactions to minimize health risks and enhance the overall driving experience.
The fleet operators segment is expected to have the highest CAGR during the forecast period
The fleet operators segment is expected to have the highest CAGR during the forecast period. These systems allow fleet managers to monitor and control expenses such as fuel, tolls, and parking fees in real time, improving efficiency and transparency. By integrating payment systems directly into vehicles, fleet operators can also automate expense reporting and enhance security, reducing the risk of fraud. This adoption is driving growth in the market as businesses seek to optimize fleet management through advanced payment solutions.
Region with largest share:
North America is projected to hold the largest market share during the forecast period driven by the region's advanced automotive technology infrastructure and high consumer adoption of digital payment methods. The demand for seamless, contactless transactions, coupled with increasing vehicle connectivity, is fueling the market's expansion. Additionally, partnerships between automakers, payment providers, and tech companies are accelerating the deployment of integrated payment solutions.
Region with highest CAGR:
Asia Pacific is projected to hold the highest CAGR over the forecast period due to integration with smartphone apps. The growing number of connected vehicles in major countries is creating a favorable environment for the adoption of in-vehicle payment systems. The dense urban areas in the region often experience heavy traffic congestion, making in-vehicle payment systems a convenient and efficient way to pay for services like tolls, parking, and fuel without leaving the vehicle.
Key players in the market
Some of the key players in In-Vehicle Payment Systems market include BMW Group, Ford Motor Company, General Motors, Honda Motor Co., Ltd., Hyundai Motor Group, Jaguar Land Rover Automotive plc, Volkswagen AG, Mercedes-Benz, Toyota Motor Corporation, Nissan Motor Co., Ltd., Apple Inc., Mastercard, Shell plc, Visa, PayPal, Qualcomm Technologies, Inc., NVIDIA Corporation, Continental AG, Infineon Technologies AG and Alpine Electronics, Inc.
Key Developments:
In February 2024, HARMAN announced the launch of the HARMAN Ready Connect 5G Telematics Control Unit (TCU), leveraging state-of-the-art Snapdragon® Digital Chassis™ connected car technologies from Qualcomm Technologies, Inc. to push connectivity boundaries and democratize the automotive connectivity landscape.
In September 2023, Mercedes-Benz has joined forces with global payment processor Mastercard to introduce embedded in-car payments at the point of sale. As a result of the new partnership with Mastercard, Mercedes-Benz customers in Germany can now start the fuelling process directly from their vehicle and pay digitally with a fingerprint.
Payment Types Covered:
• Contactless Payment
• Mobile Payment
• In-Car Payment Systems
• Other Payment Types
Vehicle Types Covered:
• Passenger Cars
• Commercial Vehicles
• Electric Vehicles
• Luxury Vehicles
Technologies Covered:
• Near Field Communication (NFC)
• Bluetooth
• Embedded SIM (eSIM)
• RFID (Radio Frequency Identification)
• QR Code
• Other Technologies
Applications Covered:
• Fuel Payments
• Toll Payments
• Parking Payments
• Drive-Thru Payments
• Car Rental Payments
• Other Applications
End Users Covered:
• Individual Consumers
• Fleet Operators
• Car Rental Agencies
• Taxi Services
• Other End Users
Regions Covered:
• North America
US
Canada
Mexico
• Europe
Germany
UK
Italy
France
Spain
Rest of Europe
• Asia Pacific
Japan
China
India
Australia
New Zealand
South Korea
Rest of Asia Pacific
• South America
Argentina
Brazil
Chile
Rest of South America
• Middle East & Africa
Saudi Arabia
UAE
Qatar
South Africa
Rest of Middle East & Africa
What our report offers:
- Market share assessments for the regional and country-level segments
- Strategic recommendations for the new entrants
- Covers Market data for the years 2022, 2023, 2024, 2026, and 2030
- Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
- Strategic recommendations in key business segments based on the market estimations
- Competitive landscaping mapping the key common trends
- Company profiling with detailed strategies, financials, and recent developments
- Supply chain trends mapping the latest technological advancements
1 Executive Summary
2 Preface
2.1 Abstract
2.2 Stake Holders
2.3 Research Scope
2.4 Research Methodology
2.4.1 Data Mining
2.4.2 Data Analysis
2.4.3 Data Validation
2.4.4 Research Approach
2.5 Research Sources
2.5.1 Primary Research Sources
2.5.2 Secondary Research Sources
2.5.3 Assumptions
3 Market Trend Analysis
3.1 Introduction
3.2 Drivers
3.3 Restraints
3.4 Opportunities
3.5 Threats
3.6 Technology Analysis
3.7 Application Analysis
3.8 End User Analysis
3.9 Emerging Markets
3.10 Impact of Covid-19
4 Porters Five Force Analysis
4.1 Bargaining power of suppliers
4.2 Bargaining power of buyers
4.3 Threat of substitutes
4.4 Threat of new entrants
4.5 Competitive rivalry
5 Global In-Vehicle Payment Systems Market, By Payment Type
5.1 Introduction
5.2 Contactless Payment
5.3 Mobile Payment
5.4 In-Car Payment Systems
5.5 Other Payment Types
6 Global In-Vehicle Payment Systems Market, By Vehicle Type
6.1 Introduction
6.2 Passenger Cars
6.3 Commercial Vehicles
6.4 Electric Vehicles
6.5 Luxury Vehicles
7 Global In-Vehicle Payment Systems Market, By Technology
7.1 Introduction
7.2 Near Field Communication (NFC)
7.3 Bluetooth
7.4 Embedded SIM (eSIM)
7.5 RFID (Radio Frequency Identification)
7.6 QR Code
7.7 Other Technologies
8 Global In-Vehicle Payment Systems Market, By Application
8.1 Introduction
8.2 Fuel Payments
8.3 Toll Payments
8.4 Parking Payments
8.5 Drive-Thru Payments
8.6 Car Rental Payments
8.7 Other Applications
9 Global In-Vehicle Payment Systems Market, By End User
9.1 Introduction
9.2 Individual Consumers
9.3 Fleet Operators
9.4 Car Rental Agencies
9.5 Taxi Services
9.6 Other End Users
10 Global In-Vehicle Payment Systems Market, By Geography
10.1 Introduction
10.2 North America
10.2.1 US
10.2.2 Canada
10.2.3 Mexico
10.3 Europe
10.3.1 Germany
10.3.2 UK
10.3.3 Italy
10.3.4 France
10.3.5 Spain
10.3.6 Rest of Europe
10.4 Asia Pacific
10.4.1 Japan
10.4.2 China
10.4.3 India
10.4.4 Australia
10.4.5 New Zealand
10.4.6 South Korea
10.4.7 Rest of Asia Pacific
10.5 South America
10.5.1 Argentina
10.5.2 Brazil
10.5.3 Chile
10.5.4 Rest of South America
10.6 Middle East & Africa
10.6.1 Saudi Arabia
10.6.2 UAE
10.6.3 Qatar
10.6.4 South Africa
10.6.5 Rest of Middle East & Africa
11 Key Developments
11.1 Agreements, Partnerships, Collaborations and Joint Ventures
11.2 Acquisitions & Mergers
11.3 New Product Launch
11.4 Expansions
11.5 Other Key Strategies
12 Company Profiling
12.1 BMW Group
12.2 Ford Motor Company
12.3 General Motors
12.4 Honda Motor Co., Ltd.
12.5 Hyundai Motor Group
12.6 Jaguar Land Rover Automotive plc
12.7 Volkswagen AG
12.8 Mercedes-Benz
12.9 Toyota Motor Corporation
12.10 Nissan Motor Co., Ltd.
12.11 Apple Inc.
12.12 Mastercard
12.13 Shell plc
12.14 Visa
12.15 PayPal
12.16 Qualcomm Technologies, Inc.
12.17 NVIDIA Corporation
12.18 Continental AG
12.19 Infineon Technologies AG
12.20 Alpine Electronics, Inc.
List of Tables
Table 1 Global In-Vehicle Payment Systems Market Outlook, By Region (2022-2030) ($MN)
Table 2 Global In-Vehicle Payment Systems Market Outlook, By Payment Type (2022-2030) ($MN)
Table 3 Global In-Vehicle Payment Systems Market Outlook, By Contactless Payment (2022-2030) ($MN)
Table 4 Global In-Vehicle Payment Systems Market Outlook, By Mobile Payment (2022-2030) ($MN)
Table 5 Global In-Vehicle Payment Systems Market Outlook, By In-Car Payment Systems (2022-2030) ($MN)
Table 6 Global In-Vehicle Payment Systems Market Outlook, By Other Payment Types (2022-2030) ($MN)
Table 7 Global In-Vehicle Payment Systems Market Outlook, By Vehicle Type (2022-2030) ($MN)
Table 8 Global In-Vehicle Payment Systems Market Outlook, By Passenger Cars (2022-2030) ($MN)
Table 9 Global In-Vehicle Payment Systems Market Outlook, By Commercial Vehicles (2022-2030) ($MN)
Table 10 Global In-Vehicle Payment Systems Market Outlook, By Electric Vehicles (2022-2030) ($MN)
Table 11 Global In-Vehicle Payment Systems Market Outlook, By Luxury Vehicles (2022-2030) ($MN)
Table 12 Global In-Vehicle Payment Systems Market Outlook, By Technology (2022-2030) ($MN)
Table 13 Global In-Vehicle Payment Systems Market Outlook, By Near Field Communication (NFC) (2022-2030) ($MN)
Table 14 Global In-Vehicle Payment Systems Market Outlook, By Bluetooth (2022-2030) ($MN)
Table 15 Global In-Vehicle Payment Systems Market Outlook, By Embedded SIM (eSIM) (2022-2030) ($MN)
Table 16 Global In-Vehicle Payment Systems Market Outlook, By RFID (Radio Frequency Identification) (2022-2030) ($MN)
Table 17 Global In-Vehicle Payment Systems Market Outlook, By QR Code (2022-2030) ($MN)
Table 18 Global In-Vehicle Payment Systems Market Outlook, By Other Technologies (2022-2030) ($MN)
Table 19 Global In-Vehicle Payment Systems Market Outlook, By Application (2022-2030) ($MN)
Table 20 Global In-Vehicle Payment Systems Market Outlook, By Fuel Payments (2022-2030) ($MN)
Table 21 Global In-Vehicle Payment Systems Market Outlook, By Toll Payments (2022-2030) ($MN)
Table 22 Global In-Vehicle Payment Systems Market Outlook, By Parking Payments (2022-2030) ($MN)
Table 23 Global In-Vehicle Payment Systems Market Outlook, By Drive-Thru Payments (2022-2030) ($MN)
Table 24 Global In-Vehicle Payment Systems Market Outlook, By Car Rental Payments (2022-2030) ($MN)
Table 25 Global In-Vehicle Payment Systems Market Outlook, By Other Applications (2022-2030) ($MN)
Table 26 Global In-Vehicle Payment Systems Market Outlook, By End User (2022-2030) ($MN)
Table 27 Global In-Vehicle Payment Systems Market Outlook, By Individual Consumers (2022-2030) ($MN)
Table 28 Global In-Vehicle Payment Systems Market Outlook, By Fleet Operators (2022-2030) ($MN)
Table 29 Global In-Vehicle Payment Systems Market Outlook, By Car Rental Agencies (2022-2030) ($MN)
Table 30 Global In-Vehicle Payment Systems Market Outlook, By Taxi Services (2022-2030) ($MN)
Table 31 Global In-Vehicle Payment Systems Market Outlook, By Other End Users (2022-2030) ($MN)
Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.
